Health Care at RiskIn Health Care at Risk Timothy Stoltzfus Jost, a leading expert in health law, weighs in on consumer driven health care (CDHC), which many policymakers and analysts are promoting as the answer to the severe access, cost, and quality problems afflicting the American health care system. The idea behind CDHC is simple: consumers should be encouraged to save for medical care with health savings accounts, rely on these accounts to cover routine medical